GetMobi FZ-LLC is a Ras Al Khaimah–based fintech startup expanding across the UAE and MENA regions. It operates a device-focused financing platform designed to make smartphone ownership accessible via flexible credit, even for customers without traditional paperwork or credit history.

The platform enables enterprises, lenders, telecoms, and retailers to offer smartphone and tablet financing by combining zero-touch device enrollment with embedded device-lock security. Automated APIs and cloud-based infrastructure allow remote setup, device control, and real-time portfolio management across multiple brands. Its proprietary locking technology allows lenders to freeze device features or unlock them within minutes to enforce payment discipline while maintaining user trust.

GetMobi’s approach includes gamified debt-repayment journeys, on-screen financial tips, and mobile loyalty tools to support borrowers in building positive credit behavior. The company claims up to 4× reduction in loan losses and rapid deployment without hardware handling, making it ideal for emerging markets in MENA, Central Asia, CIS, and Latin America.

Founded in 2024 and valued at approximately USD 5.3 million, GetMobi has secured pre-seed investment and projected annual revenue growth through 2025. With operations in markets such as the UAE, Lebanon, Uzbekistan, Kazakhstan, and Mexico, the firm aims to reach over one billion consumers with its inclusive financing model and device-locking innovation.