DeFa (Decentralized Factoring) is an innovative fintech platform that leverages blockchain technology to revolutionize invoice financing and working capital access for SMEs. Built on a decentralized architecture, DeFa connects businesses with global investors to fund unpaid invoices, bypassing the inefficiencies and restrictions of traditional banking systems. The platform utilizes smart contracts to automate, verify, and secure transactions, ensuring real-time transparency, reduced fraud risk, and faster access to liquidity. DeFa empowers small and medium enterprises—often underserved by conventional finance channels—to unlock their cash flow, manage credit cycles, and scale sustainably. The platform is also attractive to investors seeking low-risk, short-term, asset-backed investment opportunities with guaranteed returns. With a user-friendly interface, integrated identity verification, and compliance with international regulations, DeFa makes factoring accessible, efficient, and globally scalable. By combining financial inclusion with decentralized finance (DeFi), the company aims to create a more open, transparent, and equitable financial ecosystem. DeFa stands at the intersection of fintech innovation and economic empowerment, transforming how the world views and accesses business funding.